Mortgage Self Certification

Self certification remortgages (also known as mortgage self certification) are ideal for those who cannot provide proof of their income.

Whether you are a sole trader, company director or a contract worker most High Street banks and building society's will require 3 years proof of earnings by way of audited accounts.

Specialist Mortgage Lenders

If you cannot prove you income, then some specialist mortgage lenders offer mortgage self certification whereby you certify what your income in and that you can repay the monthly mortgage payments.

Typically the interest rates charged by these specialist mortgage lenders are higher than those charged by High Street banks and building society's and their risk is higher by not requiring proof of earnings. These self certification remortgages are only usually available through mortgage brokers as they are familiar with arranging this type of mortgage.

How to find the best self certification remortgage deals.

Call today on Freephone 0800 0778956 now to speak to an adviser.

Or apply online for your free self certification remortgage quote

More 4 Loans are a loan and mortgage broker in Sheffield and we work with some of the UK's leading mortgage packagers to provide full UK coverage. So no matter where you live in the UK, give us a call and we'll help you find the best remortgage deal.

 

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