Secured Loan Lenders.

Apply online now for the best rates available through our panel of lenders.

Loans £3,000 - £500,000 for any purpose.

Call now on 0800 0778956. 

Secured loan lenders have historically been split into 2 camps - prime lenders or sub-prime lenders (also called bad credit lenders). By prime lending we mean they consider enquiries from homeowners with a good credit history and provable income (i.e. employed with pay slips or self employed with accounts).

Sub prime lenders offer loans to people with a bad credit history and also self employed with no proof of income. Prime lenders usually offer cheaper rates of interest than sub prime lenders as the applicants history is perceived as less risky to them. 

Here is a list of secured loan lenders and a summary of their lending criteria:

Blemain Finance Ltd:

• Secured loans from £10,000 to £500,000.
  
• Maximum loan to value (LTV) 75%.
  
• Both prime and sub prime secured loans available.
  
• Self employed accepted with proof of income (i.e. bank statements or accountants letter).
  
• Ex-council properties accepted.
  
• Discharged bankrupts and satisfied IVA’s accepted.
  
• Some benefit incomes accepted provided they are provable.
  
• UK Secured loans in England, Scotland and Wales only (not N. Ireland).
  
• Bad credit considered although no recent mortgage arrears accepted.
  

Shawbrook Bank Ltd (ex Link Loans):

• Secured Loans from £3,000 - £100,000
  
• ‘Baby loans’ from £3,000 - £10,000.
  
• Maximum loan to value (LTV) 85%.
  
• Both prime and sub-prime secured loans available.
  
• Self employed accepted with proof of income (bank statements or accountants letter).
  
• Ex-council properties accepted.
  
• Some benefit incomes accepted provided they are provable.
  
• UK Secured loans in England, Scotland and Wales only (not N. Ireland).
  
• Some bad credit considered although no current mortgage arrears.
  

First European Securities:

• Secured loans from £3,000 - £25,000
  
• Maximum loan to value (LTV) 65% in England and 50% LTV in Scotland.
  
• Sub prime lender accepting unlimited bad credit and even mortgage arrears.
  
• Self employed accepted with NO proof of income - Self certification ok.
  
• Ex council properties accepted.
  
• Discharged bankrupts and satisfied IVA’s accepted.
  
• Benefit incomes accepted including maintenance income.
  
• UK secured loans in England & Scotland.

For further information on secured loans lenders in the UK or to apply for a secured loan, simply complete our online secured loan application now

Loans from £3,000 - £500,000 

Call free on 0800 0778956.

More4 Loans are a licensed loan broker 587104 and registered with the Information Commissioners Office Z1539600.All loans secured on property. Consolidating debts may extend the term and the total amount repayable. A fee of up to 15% may be added. Loan quotes available on request. Secured loans are available to UK homeowners only. Some bad credit, in particular mortgage arrears, may be cleared direct from the proceeds of a secured loan by the lender.

Typical APR 17.9%. This means that 66% of our clients receive this rate or better on our secured loans.

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