Loan Introducers and Brokers

If you're a mortgage broker, financial adviser, IFA, loan agent or affiliate loan provider, and you're looking to add secured loans to your product portfolio, you need a loan packager who values your business as much as you do. 

More4 Loans are one of the UK's most trusted secured loan brokers for loan introducers and affiliates. Since our inception in 2005 we have developed strong partnerships with 100's of loan introducers many of whom have provided testimonials on the high level of service and top commissions they receive.

We have an extensive panel of secured loan lenders and are confident that we can still find a home for most loan enquiries even in this difficult climate,

• Secured loans to 80% LTV.
• Self employed secured loans to 65% LTV.
• Unlimited mortgage arrears accepted up to 75% LTV.
• Equitable charge loans available with no BSQ or consent required to 75% LTV.
• Ex-council still in discount.

MORE Service

Our directors have over 30 years combined experience in packaging secured loan enquiries for loan introducers and recognise the importance of your business. Our loan avisers are highly experienced with all lender's criteria and this multi-lender ability allows them to place your enquiries with the right lender from the outset. It also means that irrespective of the lender, your enquiry will remain with the same Loans Adviser giving you a regular and consistent point of contact. In our experience this is the only way a long-term relationship can develop. 

We always ensure that you are kept fully updated on the progress of each application by providing you with a weekly report either by post or email whichever you prefer.

MORE Commission

More4 Loans pay the highest commissions to loan introducers and are happy to do so as we recognise the value of our introducer partnerships and want to ensure that you will use More4 loans for you secured loan enquiries over and over again.

We share all commissions & broker fees on a 50/50 basis less our costs for valuation & BSQ costs and our average commission to introducers is £1050 per completed case. Look at the following example to see how much you could earn from 1 loan completion:

All loan commissions are paid to you the same day we receive the commission from lender and are paid by BACS or cheque whichever your prefer.

Secured Loan versus Remortgage

If your a mortgage broker and your core business is mortgages and remortgages you may not be familiar with secured loans and the advantages they hold over a remortgage. Secured loans have many benefits and will prove to be a valuable addition to your product portfolio when you consider 'best advice'.

• Decisions made quickly and completions usually within 3 to 4 weeks.
• Max 1 months penalty interest plus 1 months notice on ALL secured loan amounts in accordance with Consumer Credit Act 1974.
• There is no legal process, so your clients do not need a solicitor. 
• Your clients avoid heavy redemption penalties by choosing a secured loan rather than a remortgage.

MORE reasons to use More4 Loans:

1. It's easy to submit your loan client application details - either by fax, email, phone or using our online application.
2. You are assigned your own dedicated loans advisor providing a regular point of contact.
3. We have loans to suit all  circumstances, including loans with bad credit and self-employed loans without proof of income.
4. We GUARANTEE no clawback on commission.
5. We GUARANTEE no cross-selling of other products. Any payment protection sales are left to you.
6. We provide a fast turnaround on all cases received and usually issue a loan offer to your clients within 24 hrs.
7. We pay the highest loan commissions in the industry with our average commission to our loan agents being £1200 per completed case.
8. Your commissions are paid within 48 hrs of the loan completing.
9. We do not charge any up-front fees to your clients.
10. There is no agency fee payable by you and no minimum loan volumes to achieve.
11. We have an extensive panel of lenders.
12. Specialists in bad credit and difficult to place enquiries.
13. Secured loans are not covered by the Financial Services Authority at the moment.
14. Whole of market loan broker so we find the best rates for your clients.

If you're a mortgage broker, IFA or commercial finance broker you need to register as a loan introducer with More4 Loans now. Simply download & complete the online Introducer Agreement and submit to More4 Loans. We then allocate a unique Agency ID reference number for you and we're in business!

Have a look what some our existing loan agents and secured loan partners have to say about More4 Loans in our testimonials.

For more information call More4 loans today on FREEPHONE 0800 0778956

More4 Loans, 10 Niagara Grove, Hillsborough, Sheffield S6 1LU. Licensed credit broker (CCL 587104). Registered with the Informatioon Commissioners Offices Z1539600